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12.05.2017
Keeping your house warm in December
You know what they say, you're only ever as young as you feel! That's great advice to be sure, and you should never let anyone tell you that your age should dictate what you do and how you feel. Of course, there does come a time when you might have to admit that certain things are behind you a little bit. We all have those moments when we realise that we're not necessarily going to be able to do a lot of the same things that we've always done before. With that in mind, here are a few signs that it might be time to slow down and take it a little bit easier.
Three-day hangovers
Pretty much everyone likes going out for a drink or two every now and then, and when you're younger, there's no reason why one or two can't occasionally turn into three or four. A night out on the tiles with friends can be good for you, and when you're young, it's incredibly easy to bounce back from it. However, a lot of people reach the point when bouncing back is a lot harder than it was. A headache and the desire to eat greasy food is one thing, but a three-day hangover that puts you out of commision is never worth it. It's best to cut back on your drinking while you're out and maybe check out ParkersHangoverTonic.com as well. That way you can enjoy yourself without losing several days to the aftermath.
Aches and pains
When you're young, it's easy to feel totally indestructible. However, as you get older, you start to become increasingly aware of your body. You don't even need to be that old to start feeling this way. It might be a little bit of an ache in your joints here, or a little extra soreness after a gym session there, but there comes a time when it's clear that you might just need to give your body more of a rest than you used to. After all, it's better to take it easy than to keep pushing yourself and risk doing your body some real damage.
Grown-up responsibilities
Of course, it might not be your body that's forcing you to slow down but your circumstances. After all, living on the edge is one thing, but it's not exactly the best way to do things when you've got genuine responsibilities. Sure, calling in sick at work when you're hungover might be vaguely acceptable when you're 21, but when you've got bills to pay and kids to take care of, that's not going to fly. One of the toughest things about getting older is accepting that sometimes you're going to have to make smart decisions rather than just doing whatever you want.
Of course, don't assume that your life is suddenly going to become boring and quiet just because you're not necessarily able to live the same way that you did when you were young. After all, there's no reason why you can't find yourself a happy medium between being young and crazy and staying in every night doing jigsaw puzzles.
The act of fuzzy inside. There’s no better feeling than witnessing your nearest and dearest opening the gift that you have carefully chosen for them and seeing a beaming smile emerge across their faces. The only thing to top this is to wrap up something that you have crafted or made with your own fair hands. Of course, you can buy the swankiest leather wallet or the most luxurious winter socks, but making something yourself shows that added level of thought. Take a look at these handmade Christmas presents that you could be giving to your family and friends this festive season.
Cookies
When you think of Santa Claus squeezing his way down your chimney, it’s only right that you leave a cookie or two out for him. If you love nothing more than whipping up a baking storm in the kitchen, you should consider crafting some festive cookies for your closest pals. You could head down the retro route and make some sherbet infused shortbreads or some rhubarb and custard creams. If you have a friend with a particularly sweet tooth, double or triple chocolate rounds will go down a treat.
If you don’t have the time to actually bake the delicious morsels yourself, why not take the easy way out and create a jar mix. Layer up the sweet ingredients such as milk chocolate drops, bitter cocoa and vanilla pods in a posh looking Kilner jar and encourage your best mate to have a go at cooking their own double chocolate brownies. Attach a recipe to your gift and hey presto, you’ll make your friend a baker yet!
Chunky Knit Scarf
If you enjoy getting out the crochet, knitting needles and yarn, or you adore nothing more than working On your beloved sewing machine, why not combine your hobby with the perfect cozy gift. Nothing oozes more Christmas spirit than a reindeer laden or snowman patterned thick knit scarf. If you’re making a few for siblings, cousins and long lost aunties, think about buying bulk fabric to keep your costs down. Creating a range of festive knits and distributing them amongst family and friends will give them that all-important festive glow. Remember to source your supplies from a trustworthy source like Pins and needles . to help ensure the final quality of the garment too
Clove And Orange Soap
The sweet mulled wine smells, and hot cider aromas can be encapsulated within a bar of homemade soap. You can experiment with a range of different scent combinations, but clove, orange, star anise and cinnamon all give off a Christmassy aroma. The art of soap making isn’t as tricky as you might expect. All you need is a decent mold and the capability of heating up all of your fats and essential ingredients to the appropriate temperature.
Make this Christmas and handmade festive affair. Turn your back on the mass-produced guff and over-hyped consumerism, and venture along the homemade path to create lovingly crafted gifts for all of your family and friends.
Whether through a private supplier or on a Medicare plan, the issue of not having insurance when it comes to your health costs is becoming something of a non-issue for more and more people. However, that doesn’t mean you won’t occasionally find the nasty surprise of paying much more than you should because you weren’t covered. There are a few common mistakes people make with their healthcare payments and most of them come down to thinking they’re covered when, in fact, they weren’t. Make sure your providers got your back by avoiding the three mistakes detailed below.
Proper pill procedure
What kind of medicine are you being prescribed? Are you sure it’s the right one? Your doctors often have more than one option when it comes to prescriptions and there are several small factors that might be the crux of which they give to you. There’s only one factor you should be worried about, however: is it covered by your insurance? All coverage includes a formulary, the list of drugs covered by the agreement. Your doctor can ask for exceptions in order to get the drug covered by your plan, but it’s not guaranteed. It’s worth asking about lower-cost alternatives, even generics, if you find yourself having to foot the bill. Of course, it’s rarely worth turning down medication in total on the principle you might have to pay for it. That might end with you getting sicker, jeopardizing your finances even further.
Stick to the network
It’s not just medicines that will be in part predetermined by your coverage. Who you get your treatments from and where is just as much part of the plan. Most people are already aware that insurance providers have networks of healthcare professionals they team up with. In going with in-network providers, you’re likely to pay less for treatments. However, a lot of people don’t know that your doctor and your hospital or practice could be on different networks. Meaning, you could go to the same practice you’ve been going to, thinking you’re covered, but your choice of doctor actually means your treatments are out of network.
Mind the gaps
Every insurance policy has the danger of including more gaps than you might realize. This is as true of Medicare as it is for any other provider. Some of the most major work not covered by standard Medicare includes routine dental care, glasses prescriptions, hearing aids, and a lot of specific long-term support and care. But you don’t have to accept that. In private insurance circles, it might be as simple as changing your plan. In Medicare, you don’t have to get off it in order to get more coverage. Instead, look at Medicare supplement packages to see the further deals that bring all of it under your agreement. If you choose not to, then be prepared to pay full-price on treatments outside your coverage and save up, at least.
Beyond the tips mentioned above, stay vigilant regarding your costs. Make sure you’re not falling prey to billing errors or paying for “free checkups.” Watch out for insurance denials and be prepared to use a claims assistance professional when you need them.
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