Turkey, tree,
jingle bells and santa Claus,
chocolate, presents
Wrapping paper,
cookies, friends and family,
christmas carols and Ho Ho Ho's...
It truly is the most wonderful time of the year or is it?
For most people it is a stressful time of the year,
stressful because they are without a job so there is a financial strain
or
they are stressed because they have a job and their budget does not permit them to buy much in the way of presents.
This is when people turn to plastic as in a credit card
( I am NOT saying credit cards are BAD),
I dont understand why people will max out there credit cards for christmas and then be until Easter ( or longer) to pay it off
I dont understand why people will max out there credit cards for christmas and then be until Easter ( or longer) to pay it off
I do not Own credit cards and we budget everything, right down to buying milk or as little as a pencil, WHY?
because we do not want debt- ( I am planning a post on this)
why would you use a credit card to pay for something for a special occasion, then before you pay for it, it is broken... sorry, maybe it is just my opinion.
We pay cash for everything we buy for Christmas-
off course having one kid makes it easier and cheaper
- although the older she gets, the more expensive is her christmas list and we can't even ask Santa as she knows he isn't real.
her list this year includes:
Laptop
clarinet
boots ( black and brown)
Taylor Swift CD- 1989
paris stuff
there is so much more, she will not get everything on the list
Just because it is Christmas, you do not need to spend $1000 on each kid ( my friend has 3 kids and she spends $1000 on each kid.. Whoah!!!)
How about you? How much do you spend on Christmas?
because we do not want debt- ( I am planning a post on this)
why would you use a credit card to pay for something for a special occasion, then before you pay for it, it is broken... sorry, maybe it is just my opinion.
We pay cash for everything we buy for Christmas-
off course having one kid makes it easier and cheaper
- although the older she gets, the more expensive is her christmas list and we can't even ask Santa as she knows he isn't real.
her list this year includes:
Laptop
clarinet
boots ( black and brown)
Taylor Swift CD- 1989
paris stuff
there is so much more, she will not get everything on the list
Just because it is Christmas, you do not need to spend $1000 on each kid ( my friend has 3 kids and she spends $1000 on each kid.. Whoah!!!)
How about you? How much do you spend on Christmas?





























