Marriage Monday- Money and Marriage

First comes love, then comes marriage."

However, what comes after marriage? Aside from the baby in a baby carriage, many couples do not look past the wedding day and all of the planning and hoopla involved to what exactly "happily ever after" entails. Statistics have reported for decades that approximately 50 percent of marriages end in divorce. While these statistics go up and down over the years, the figure remains relatively stable.

Communication is key to any successful marriage, so it would follow that communication about assets and debts is key to successful marriages, as well. Remaining honest and open regarding bank account balances, credit card balances, and spending are a necessity for good financial relationships in marriages.

It is very important to make a budget, it is also very important to stay within the budget.. talk to your spouse, do not spend anything that isn't budgeted for, if you have money remaining once bills are paid, this is not fun money, you could keep it and save for something. 
We follow Dave Ramsey over here and we are firm believers that the $1000 emergency fund is very important, it is there in case some emergency comes up. 

I also do a menu plan- this prevents you from buying things you do not need... 

you should also give your self spending money or an allowance, when that money is gone, don't go take more out, wait until you do a new budget again, once you start taking from other things, you are going to have late charges for unpaid bills etc. 

Spend Wisely, do not make any big purchases unless the both of you are on board with it.  
Do not go shopping just because you have available funds on your Visa- not what it was for, in fact my hubby and I have a "travel" credit card, so that he can book hotels, flights etc, we do not use it otherwise, its just what works for us. 

What about you?
Do you fight and argue over money or if you have some tips please share them below. 


  1. Love this! We also follow Dave Ramsey!

  2. My husband and I have a 'his' and 'hers' budget. He uses his money for his things, and I use mine for my own. Ultimately though, it's 'our' money but if we thought of it like that, he'd go nuts. I am not reckless by any means, but he is far more frugal than I am. It was tough for a lot of years to find that happy medium.

  3. I would say my husband and I talk a LOT about money which results in less arguing about the subject! good post!

  4. I like Dave Ramsey too. Read several of his books.

  5. good post, i think money can definitely come between married people thanks for sharing

  6. I wish I could share a love story but all my love stories end in tragedy. But I enjoy reading other peoples stories.

  7. Its definitely true that money becomes a big issue for many couples! Good advice!

  8. Money is a huge issue in most marriages. We don't have "budgets" per se but we do have a set amount that we have to discuss before spending (anything over $50 has to be discussed)


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