11.24.2017

Accident Prevention: Out And About With Your Baby


When you have a new baby, you will do everything in your power to keep it safe and sound. However, though, there are some times when you can’t completely control your surroundings or the things that could cause harm to your young infant. This is always the case when you leave the house. There are various risks to you and your baby when you are out and about, but that’s no reason to stay at home and wrap your child in cotton wool. Quite the opposite! Read on to find out how you can prevent any accidents from happening when you are out with your baby.

Invest In A Good Stroller

You will need a stroller for your newborn so that you can take them with you whenever you need to go anywhere. It’s a really wise move to invest in a top-quality one that comes with plenty of suspension and storage space. If you aren’t entirely sure which stroller is the best for you, it’s a good idea to take a look at https://wholovesbabies.com/britax-b-agile-b-safe-travel-system-review/ and other review websites for some ideas. You should also take a look at different strollers in your nearest baby store so that you can get a feel for each of them.  

Dress Them For The Weather

Babies can’t regulate their own body heat too well for the first months of their lives, so it’s really important that they are dressed well for the weather when you take them out. During cold weather, they should have plenty of layers on as well as a hat and mittens. You should also cover them with a blanket in their stroller. Make sure your baby only wears one layer of thin clothing during the summer months. Tight clothes could result in them sweating too much and suffering from a heat rash. Babies can easily develop skin conditions in hot weather, so it’s useful to check https://www.webmd.com/a-to-z-guides/diaper-rash-treatment to find out about all the different treatments.

Get A Car Seat

No matter how short your car journey is, your baby should always be strapped into a car seat. It’s not safe for someone to hold them or for them to sit unaided in a car. In fact, this is a legal offence and you could end up being fined or prosecuted for this. You can buy car seats for babies in most car stores and baby shops. Make sure you buy one that is the correct size for your baby.

Never Let Them Out Of Your Sight

These days, the risk of stranger danger is higher than ever before. I’m sure you have heard about many high profile abduction cases, such as that of Madeleine McCann. It’s a parent’s worst nightmare. For this reason, you should never let your child out of your sight and only leave them with friends and relatives who you completely trust and who you are sure will look after them properly.

Make sure you never forget about your child’s safety!

Your health could put your finances in critical condition

Can poor health make you poor? With all the debate that’s been raging around healthcare as of late, it has a lot of us thinking. Even if you’re lucky enough to have never had a serious accident, illness, or a family member who does, you have to recognize that the risk is always there. As it stands, can your finances handle the strain that poor health can bring to it? Here, we’re going to look at some of the very real concerns facing all of us and what we might be able to do about it.

Bad habits cost
It’s not the most major concern, but there’s no denying that some of the blame has to fall on us. We get into habits as a measure of fighting stress or because we’ve been influenced through the years or simply because we want to. However, beyond the costs of the treatment against the potential health issues they bring, our worst habits tend to be some of our most expensive. Nowadays, for instance, the myth that healthy eating has to cost more than junk food has been turned on its head. Alcohol isn’t cheap either. However, the biggest offender by far is a smoking habit, which can often cost up to $2,292 a year. Of course, there are going to be some that smoke more and pay more as a result.
Stress makes us bad with money
We mentioned stress and how it feeds into unhealthy habits, but stress also feeds into some unhealthy financial choices. This stress can come from many places, like raising a child, our job, or even money stress. Studies have shown that stress is a lot more likely to unnecessary expenditures as well as a lack of insight into some of the more sensible uses of one’s money, such as budgeting and setting aside savings. That’s not to say, of course, that we’re entirely out of control when we’re stressed, but it can make it harder to see sense when you’re constantly on edge.

Better health, better earnings
There’s also growing evidence to suggest that healthy people make more. As if they weren’t lucky enough already. There’s a lot of reasons that may be the case, as well. A lack of sick days accounts for some of it, but not as much as you might think. With exercise and a healthy diet limiting carb intake, we feel much more energetic throughout the day and in much more positive a frame of mental health. That enables the motivation and confidence to not only be more productive but to have a better estimate of one’s worth. Confident, happy people tend to negotiate a better salary or benefits package than those who aren’t as fully engaged in their job or have as much self-esteem.
Left footing the bill
We’ve looked at some of the general trends in health that can impact both our balance of expenses, as well as something of a psychological profile as to why mental and physical health can lead to better financial choices. However, now it’s time to look at the real ways in which health can suddenly and destructively impact your finances. Having to pay your own medical bills when you shouldn’t, as well as the time off work, is time and again one of the most common causes of serious debt and bankruptcy. We can all be taken out of work by illness or injury at any time. We need to have precautions such as disability insurance at the ready. This is even truer if we have a family that we’re providing the sole support for. Making room for an emergency fund in the budget might be a wise move, as well. We can’t anticipate that we’re always going to be able to work. If you have the opportunity, make sure that some coverage from your employer is one of your key points when negotiating a benefits package. By ensuring yourself some entitlement to paid sick leave and paid maternity, you can make sure that time off work isn’t going to be the end of the world.

Managing the costs of healthcare
Doctors’ visits and prescription drug prices are becoming unmanageable for a growing number of people in the country. While many of the prices will fundamentally be decided by the regulations in place and the practices of the businesses behind them, we can take some steps to curb them. For instance, by shopping around for insurance and making sure we’re not over-insured or, if you’re on Medicare, using Medigap to make sure you’re not paying significantly more for the treatments not covered by the plan you’re on. We can cut the cost of prescription drugs by buying generic instead of branded, by asking for OTC painkillers or medications when we don’t necessarily need prescriptions, or even by being more careful about when we ask for antibiotics. Finally, make sure you always check your medical bills and that they’re fully itemized. Learn to read them and learn to spot the ubiquitous errors that can end up forcing you to spend more.
Know when help is on offer
You may be entitled to some of the help that’s out there, as well. For instance, if you’re disabled and unable to work, beyond covering yourself with disability insurance, see if you’re entitled to social security payments. You can improve your chances of a successful application by providing as much detail and evidence as to your condition as possible or hiring a disability lawyer. There are grants and funds on local, state, and federal levels to help people undergoing health trouble meet their financial needs, as well. For instance, the Percy Bilton charity, which provides funding for older people and people with mental health difficulties. Asking for help can be hard, but it beats dealing with the increasing difficulty and financial stress that comes with it.
It's a complex question, but it does seem clear that accident, injury, and illness are some of the leading causes of financial stress today. Without preparing for them, you could be the next amongst those whose finances they’ve ruined.

Your Passport to the World's Best Coffee



"I never laugh until I've had my coffee." – Clark Gable
Coffee is one of the most beloved beverages in the world, so much so that the annual global consumption of 60kg bags of coffee is more than 15 million. Still, not all coffees are made the same and aside from different bean types, there are also different ways of grinding and preparation that result in different taste and aroma, and only true coffee lovers will feel that difference. While coffee roots can be traced to Ethiopia, there are many other countries that excel in coffee quality.

Italy

Let us begin with the most obvious choice. Italy is famous for its small, yet strong cup of pure coffee capable of waking you up instantly. You’re right, we’re talking about espresso. A true Italian espresso is best when it is consumed without milk, syrups and other things that could compromise its strength and bitter taste. In Italy, it is usually consumed quickly, while standing at the bar.

Morocco

The coffee culture in Morocco is reminiscent of the one in Europe, especially France. Unlike Italians, Moroccans like to sip their coffee slowly while sitting in the café and savoring the taste. That’s why their best coffee includes a half-half mixture of coffee and milk – nous nous. Nous nous is usually prepared with Arabica beans, which means the taste is softer and sweeter than that of Robusta beans.


Turkey

Turks have a long tradition of drinking their coffee black and strong. It’s also typically unfiltered so there is an undrinkable sludge at the bottom of the coffee cup after you are done drinking. This may sound weird, but Turkish coffee (kahve) is oddly delicious.

Nicaragua

Nicaragua has only recently joined the race for the best coffee in the world, but its blends of ground coffee beans have a lot to offer. What particularly stands out are notes of fruity (mostly berries) and chocolate flavors. During the mornings, Nicaraguans drink their coffee with milk, and for the rest of the day, they need a stronger dose of black coffee and sugar.

Australia

Whether you prefer whole coffee beans or freshly ground coffee, in Australia you will definitely find something that suits your taste. The beans types are very diverse and the ways of preparation vary even more. Still, the best way to drink coffee Down Under is to go to a café and order a flat white coffee which is famous for creaminess and a lot of thin foam.

Colombia

Colombia is one of the quintessential coffee countries and one of the greatest coffee growing nations. Since Colombia has many different microclimates, there are many distinct coffee bean flavors, even coming from two farms next to each other. A typical cup of coffee for Colombians (café con leche) contain strong coffee, milk and sugarcane juice.

Malaysia

Although Malaysia produces both Robusta and Arabica beans, it is the most famous for growing Liberica varietal which accounts for only two percent of the total global coffee production. Because Liberica generally has inferior flavor to two more popular types of beans, Malaysians have come up a great way to intensify its taste and texture – the Ipoh white coffee. This style includes roasting the coffee beans on palm oil margarine.

India

The region of Southern India is renowned for growing its own coffee and preparing it in a unique and delicious manner. After the coffee is roasted and ground it is the percolated and topped with frothed milk. Such beverage is later pulled between two metal containers (cup and saucer) resulting in cooled mixed coffee.

Vietnam

Vietnam is not only the second largest exporter of coffee in the world, it is also the country of origin of one of the most unique ways of preparing this beloved drink. Ca phe sua da or Vietnamese iced coffee is prepared by pouring hot water into a mini percolator of dark grains on top of a glass. That liquid is later dripped through the percolator and into sweet condensed milk. The final touch comes in the form of ice cubes.

Ethiopia

Finally, it is important to mention Ethiopian coffee, since it is the birthplace of this beverage. It also delivers great quality and fantastic coffee types such as Yirgacheffe (floral notes and sweet aroma) and Harrar (fruity, exotic). The method of preparation and drinking is a long ceremony: roasting, grinding and brewing three cups by reusing the beans (strongest, weaker and weakest cup).


These coffee beans and types are bound to put a smile on your face. Depending on what you like, you may find your favorite morning kickstarter on this list.




11.23.2017

5 ways to stamp out stress


They say stress is the biggest killer. Indeed, chronic stress has been linked to the six leading causes of death: heart disease, cancer, lung ailments, liver cirrhosis, many fatal accidents and suicide.

All animals feel stress – the release of the stress hormone cortisol triggers our survival mechanism, making our body tense and our mind more alert. This can be useful in the short run, but draining over a sustained period and eventually fatal. Unfortunately, human beings have evolved to feel stress in situations that aren’t life-threatening ranging from work to family issues. Where possible you should try to fix the source of the stress whether it’s taking on less work or getting relationship counselling or simply getting supports from friends and close relations. If this isn’t possible right now, there are still ways of counteracting stress. Here are just five ways that you can relieve some of the stress and feel more relaxed.

Take a hot bath

Taking time out of your evening to relax in a hot bath can combat stress symptoms. There’s science behind it. When stressed we contract all of our muscles (as if preparing to fight or take flight). A hot bath loosens up all these muscles. When stressed our blood pressure also rises. A hot bath has been shown to lower our blood pressure. Both looser muscles and lower blood pressure can help to combat a lot of physical pain, which can also be a cause of stress.


Meditate

Meditation is an easy stress reliever that can be carried out at almost any time. It has been shown to have many health benefits including lowering risks of cardiovascular disease as the result of stress. There are many disciplined forms of meditation including Yoga and Angelic messages that could help some people to learn to meditate. When done correctly, it can reverse almost all the symptoms of stress by telling your brain and then your body to relax.

Exercise

Physical activity can also reduce stress. When we exercise, our body releases endorphins, which are our feelgood chemicals (they’re also natural painkillers). Exercise can also improve sleep quality, further helping to combat stress. Any form of voluntary exercise that raises your heart rate can be a good stress relief.

Eat the right foods

Certain foods can fight stress. Unhealthy comfort foods aside, some of the snacks that can improve your mental wellbeing include avocado, blueberries, dark chocolate, turkey breast, pistachios and salmon. Sites like Happy Body Formula offer more information on what makes each of these foods so good for combating stress.  Try incorporating some of these into your diet throughout your day and see if you notice the results.


Listen to music

Listening to your favourite music can also be a good stress relief. Calming music in particular can help to regulate your blood pressure and prevent the mind wandering, make it harder for stress to take hold. Music can also be a great accompaniment for meditating to. 

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